TrustedID Benefits
What are the benefits of TrustedID’s protection?
TrustedID places fraud alerts on your behalf with the three major credit bureaus – Experian, Equifax and Transunion – that help prevent new accounts being opened that will affect your credit score and financial health. A fraud alert flags your credit file so that when an application is submitted that will affect your credit score – such as credit card application or new cell phone account – it notifies the lender that they must contact you to verify your identity before approving the application. TrustedID places these fraud alerts as soon as you become a customer and automatically renews them every 90 days before they expire.
TrustedID also monitors hundreds of public database records that contain information about everything from your marital status and address to issues of the court and business applications, as well as black market areas of the Internet to check whether your personal information is being traded or sold online. If your personal information is being compromised online or there is anything that looks like potential identity theft in public database records, TrustedID will alert you immediately and our restoration specialists will help make sure you are protected from any further damage.
TrustedID protects you when you are online by offering anti-spyware software that protects your computer, and your identity, from malicious programs that are designed to track which Web sites you visit and the passwords needed to access them. This software comes with your IDFreeze subscription and is downloaded when you sign up for your protection.
TrustedID not only provides all these protections to help stop identity theft, but they also back it with a $1,000,000 service warranty. What this means is that in the unlikely event that you become a victim of identity theft while subscribed to IDFreeze, TrustedID will not only help you to recover your identity but will also cover out-of-pocket expenses associated with identity theft such as lawyer fees, notaries, lost wages and other expenses. It is especially important to note the lost wages benefit, as not all identity theft protection companies offer this. For example, if you have to travel out of state to prove you are not the identity thief who racked up debts in your name, TrustedID will reimburse you for any wages you lost as a result of having to travel to clear your name.
Not only does TrustedID provide industry leading protections against identity theft and a $1,000,000 service warranty, TrustedID is the ONLY identity theft protection company that provides comprehensive protection for your entire family under one low priced plan. Don’t be fooled by other companies that claim they have the best protection for your children. Unlike other companies, TrustedID goes beyond just checking your child’s credit report and if necessary, placing fraud alerts on their file; they also protect other aspects of their identity such as their Social Security number and medical benefits. And rather than charging you per child for their own protection plan, you can protect ALL members of your household under one plan. This includes all your children and even your elderly parents – this is just one of the reasons why TrustedID has been rated the best overall value and the best family protection by third parties.
TrustedID also requests your free annual credit reports so that you may review your reports for any inaccuracies, and will continue to request your free reports every year on the anniversary that you start your protection with TrustedID. It is important to periodically review your credit reports as this is an indicator of any suspicious activity that was not initiated by you. If you have any questions on how to read your credit report, TrustedID’s highly trained On-Call Protection Specialists are a phone call away to answer any questions. TrustedID’s On-Call Protection Specialists are well trained on all issues of identity theft, identity theft protection and restoration so you can rest assured that there will always be someone there for you every step of the way.
TrustedID also helps to reduce the junk mail that you receive which is just another way that identity thieves can steal your identity. If your mail gets delivered to an unsecure location such as an unlocked mailbox, identity thieves can steal your pre-approved credit card offers and use them to apply for credit in your name. Some thieves go a step further and will request a change of address form so that statements for these unauthorized accounts get sent to an entirely different address, and you may never know about these accounts until the thief has maxed out the credit card, missed payments and ruins your credit score.
TrustedID goes beyond protecting your credit by helping you if your wallet is ever lost or stolen. With TrustedID’s Lost Wallet protection, you store your important information such as your credit and debit cards, medical insurance information and more. If your wallet goes missing all you have to do is to get in touch with an On-Call Protection Specialist and they will help you cancel your cards and replace them as quickly as possible.
